1-year intro
fixed home loan
6.90% pa 7.40% pa (comp rate)
Fixed rate car loan
9.15% pa 9.74% pa (comp rate)

60 month $5k+
term deposit

7.00% pa
 

Buying a home

Whether you're in the market to buy your very first home, or you're on the hunt for your next investment property, buying a home is a huge step and understanding the market, your options for finance and all the other variables that go into purchasing a property is key. Below is a snapshot of products and services SERVICE ONE can offer to help you through this process.

Home loan options We offer a complete range of home loans, from fixed rates to variable (or you can choose to split between the two), flexible repayment arrangements and competitive rates. Or if you want a more complete banking solution, why not consider a banking package.
Loan guidance Our lending specialists can take you through your loan options, work out how much you're able to borrow as well as provide information on the process to finalise your finance (and the purchase of your property). This includes working out stamp duty as well as assisting with the application for the First Home Buyers Grant if you're eligible.
Need help with your property deposit? We can organise for a Deposit Power Guarantee and this acts as a cash deposit substitute between the signing of contracts and settlement of the property.
Loan repayment insurance We can organise this insurance which will help you cover your loan repayments should anything occur.
Complete range of other insurance solutions Let us provide you with a competitive quote on insurance cover for your home, contents, motor vehicle, boat or caravan. Or if you're buying an investment property, we can even assist with landlord's insurance cover.
Practical tools We offer a range of practical tools to provide as much knowledge to our Members as possible. These include our financial guides (with a specific guide on purchasing a property), a budget guide and more.
Financial planning advice We can arrange for a free financial planning session so you can discuss with a qualified expert the impact a property purchase will have on your finances and issues you should be aware of.
SERVICE ONE has over 50 years banking experience and a team of experienced lending specialists to help you with the purchase of your property.
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