1-year intro
fixed home loan
6.90% pa 7.40% pa (comp rate)
Fixed rate car loan
9.15% pa 9.74% pa (comp rate)

60 month $5k+
term deposit

7.00% pa
 

Managing your Credit Card

Credit cards can provide convenient access to funds but it's important they are used in a responsible manner. Check out these credit card management tips.

Do:

Yes Ask yourself - am I using this credit card for convenience or necessity?
Yes Pay off your card balances each month.
Yes Keep a record of any telephone credit card transactions and keep receipts until the statement comes in and you can reconcile.
Yes Be aware of your credit limit, consider a personal loan if you are carrying a balance regularly.

Don't:

No Be tempted to increase your credit limit and thus continue to build greater debts.
No Make too many cash withdrawals from a credit card as charges may be higher for these direct transactions.
  • Use our online enquiry form.
  • This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
  • View our complete contact details.