Home, personal or car loans can add up to be substantial commitments, so it makes sense to consider Loan Repayment Insurance. This insurance offers you and your family the security of knowing that, should the unexpected occur your loan repayments can be taken care of. A summary of the features of each of the types of cover is offered below:

Features	Loan Insure	Continuing Credit Insure	Mortgage Insure	Mortgage Insure Plus
To cover:	Personal loans and car loans	Overdrafts and credit cards	Home loans	Home loans
Cover in the event of death	Up to $250,000	Up to $100,000	Up to $350,000	Up to $500,000
Cover in the event of a defined trauma	Up to $50,000	N/A	Up to $50,000	Up to $50,000
Cover for disability	Up to $1,500 per month	Up to $1,500 per month	Up to $3,000 per month	Up to $3,000 per month
Cover for involuntary unemployment	Up to $1,500 per month ($5,000 policy limit)	Up to $1,500 per month ($5,000 policy limit)	Up to $3,000 per month ($10,000 policy limit)	Up to $3,000 per month ($10,000 policy limit)
Premiums financed with loan or product

In addition:

• Insurance cover is tailored to meet your needs.
• The insurance service centre is available to phone 24 hours a day, 7 days a week.

Insurance policies have certain conditions, limitations and exclusions. Any advice provided has not considered your personal objectives, financial situation or needs. Before acting on the advice and deciding to acquire or continue to hold an insurance product(s), you should carefully read and consider the Product Disclosure Statement(s) (PDS) and the Supplementary Product Disclosure Statement(s) (SPDS) and consider whether the advice provided is appropriate to your personal objectives, financial situation or needs. PDSs are available from SERVICE ONE Members Banking. Products are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492.