Personal Loans

• Key Features
• Benefits
• FAQs

SERVICE ONE Members Banking's personal loans come with some great benefits that will suit you and your family's financial requirements...

• 10 free monthly withdrawal transactions
• Variable and lump sum repayments
• Early repayment without penalty for variable rate loans
• Redraw facility
• Loan repayment insurance available
• Automatic repayments (salary/account)

10 free monthly withdrawal transactions
Our members are entitled to 10 free monthly withdrawals when they have a personal loan with SERVICE ONE Members Banking. ^

Variable and lump sum repayments
By making extra repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. Want to calculate how much you could save by making extra repayments? Use our Loan Calculator. ^

Early repayment without penalty for variable rate loans
The earlier you pay off your loan the more money you save in interest charges.
Note: This only applies to variable interest rate loans. For fixed rate loans, a break-fee is applied. ^

A redraw facility
You may make extra repayments on your loan and therefore save money in interest charges and you have the flexibility of being able to redraw on these extra repayments. The minimum redraw is $500. ^

Loan repayment insurance available
Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. ^

Automatic repayments (salary / account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or telephone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees. Learn more about these methods of repayment.^

Applying made easy

	Apply using our easy online application form.
Personal Loan form	Download form and return to your local branch.

Note: this form is provided in .pdf format and requires version, 4.0 (or later) of Adobe Acrobat Reader. You can download Acrobat Reader by clicking on the "Get Acrobat Reader" button below.

Want to find out more?

Read the FAQs of our Personal Loan.
Use our Loan Calculator to work out your possible loan repayments.
Find out about our Loan Repayment Insurance.
Learn about Travel Insurance and Home and Contents Insurance.

Why not call and talk to us about your loan solution.

Get in touch by phone, fax, post or online