| 1-year intro fixed home loan |
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| Fixed rate car loan | ||
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60 month $5k+ |
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Personal Loans
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Thinking about a holiday, renovating your kitchen or looking to refinance your personal debts? SERVICE ONE's personal loans offer competitive interest rates for any worthwhile purpose. Cannex, an independent financial monitoring firm, compared our personal loans with those of over 150 other financial institutions and awarded SERVICE ONE's personal loans with a 5 star ratings for oustanding value. A summary of this product's features is offered below: |
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| Competitive interest rate | View our interest rates. |
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You can borrow up to $75,000. |
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| Loan period | Up to 5 years for unsecured loans. Up to 6 years for secured loans. |
| Flexible repayments |
Monthly repayments, or your choice of fortnightly or weekly - helping you reduce the term of your loan, saving you money. |
| Variable and lump sum repayments | Pay off your loan sooner by making variable and lump sum repayments. |
| Redraw facility | Extra repayments can be made against your loan at any time, reducing the principal outstanding and consequently reduces the interest charged against the loan. You can withdraw part or all of these extra repayments. |
| Auto repayments (salary/account) | Easy and convenient repayments to avoid late fees. |
| Loan Repayment Insurance | This insurance helps you cover your loan repayments should anything occur. |
In addition:
- Conditional approval can be granted quickly upon receipt of your application.
- You will take advantage of discounts on your everyday banking.*
* Discounts on everyday banking will depend upon loan balance. View SERVICE ONE's Schedule of Fees and Charges for more information.
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