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| Options & Key Features |
| Our Term Deposit Accounts are a great way to earn interest on money that you do not need immediate access to or interest income from. We offer Term Deposit accounts of many durations to fit in with your investment requirements. WARNING: The information provided here is a summary only of the key features of this product. When making a decision about this product, you must consider the Term Deposit Product Disclosure Statement. |
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Key Features
| Account Name: | Term: | Investment Tiers: | ||
| $500-$4,999 | $5,000-$19,999 | $20,000-$49,999 | ||
| Term Deposit A/c | 3-5 mths | 0.50% pa | 2.50% pa | 2.50% pa |
| 6-11 mths | 0.80% pa | 2.50% pa | 2.75% pa | |
| 12-23 mths | 1.15% pa | 2.75% pa | 2.75% pa | |
| 24-35 mths | 2.00% pa | 3.00% pa | 3.00% pa | |
| 36-59 mths | 2.00% pa | 3.00% pa | 3.00% pa | |
| 60 mths | 2.25% pa | 3.00% pa | 3.00% pa | |
| Cheque a fortnight A/c | 6 mths | N/a | 2.85% pa | 3.05% pa |
| Retirement Bonus A/c | 6 mths | N/a | 2.00% pa | 2.25% pa |
| Interest income: | ||||
| Term Deposit A/c | Interest calculated daily and paid at maturity. Terms over 12 months have interest paid annually. | |||
| Cheque a fortnight A/c | Interest calculated daily and paid fortnightly by cheque or transfer. | |||
| Retirement Bonus A/c | Interest calculated daily and paid monthly to savings account. | |||
| Early access | If you withdraw your investment before the end of the term, you will be paid a reduced rate of interest of 0.10%. | |||
Interest is calculated daily, based on the entire account balance (except Pension Deeming Account). Interest rates quoted are Annual Percentage Rates. Rates are subject to change without notice.
Decided on the Term Deposit that's right for you?
 | Apply using our easy online application form. |
 Term Deposit form | Download form and return to your local branch. |
Want to know more?
Read the FAQs of our Term Deposits.
Read our Term Deposits Product Disclosure Statment.
Find out more about accessing your funds.
Find out more about our current Interest Rates.
Want to try and save more?
Read our Budgeting Tips or use our online Budget Calculator.
Why not call and talk to us about your term deposit requirements.
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Any advice provided on this website did not take into consideration the circumstances and needs of any individual. If any advice provided on this website offers you a financial product regulated by the Financial Services Reform Act 2001, you must first consider our Financial Services Guide and the Product Disclosure Statement for the product in light of your own circumstances and needs before acquiring the product.
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