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| Fixed rate car loan | ||
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60 month $5k+ |
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Savings and Investment Interest Rates
Interest is calculated daily, based on the entire account balance (except Pension Deeming Account). Interest rates quoted are Annual Percentage Rates. Rates are subject to change without notice.
Interest Rates effective: 5 August 2010
Savings/Deposit Accounts |
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| Day to Day Account (Transaction Account) - interest paid 31 May each year - accessible by ATM, EFTPOS, Visa and personal cheque |
0.05% pa |
| Student Account/FREEstyle Student Account | 0.05% pa |
| Business Account | |
| $1 - $999 | 0.00% pa |
| $1,000 and over | 0.25% pa |
| - interest paid 31 May each year - accessible by Cheque Book |
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| Christmas Club Account - interest paid 31 October each year - withdrawals allowed between 1 November and 31 January only |
1.50% pa |
| Savings Investment Account | |
| $500 - $4,999 | 0.05% pa |
| $5,000 - $9,999 | 0.25% pa |
| $10,000 - $19,999 | 0.50% pa |
| $20,000 and over | 1.00% pa |
| - interest paid 31 May each year - minimum balance $500 |
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| Pension Deeming Account | |
| $1 - $41,000 | 3.00% pa |
| $41,001 and over | 4.50% pa |
| - interest paid 31 May each year - account holders must be receiving a Centrelink pension or allowance which is subject to deeming |
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| Money Management Account | |
| $2,000 - $4,999 | 0.05% pa |
| $5,000 - $19,999 | 3.00% pa |
| $20,000 - $49,999 | 3.25% pa |
| $50,000 - $99,999 | 3.25% pa |
| $100,000 - $499,000 | 3.50% pa |
| $500,000 and over | 4.00% pa |
| - minimum balance $2,000 - deposits "at call" after seven (7) days - variable daily interest which is set weekly and paid monthly into any nominated savings account - minimum deposit or withdrawal $500 |
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| Overdrawn savings account interest rate - interest charged when savings account is overdrawn or exceeds the approved limit - interest charged monthly |
16.50% pa |
Term Deposits |
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| All interest calculated daily and paid at maturity, unless stated. Terms over 12 months have interest paid annually. Special rates are on offer from time to time - please enquire. The interest rate will be the rate applicable on the date of SERVICE ONE's acceptance of the application. Interest rates on all deposits over $50,000 are negotiable. | ||||
| $500 - $4,999 | $5,000 - $19,999 | $20,000 - $49,999 | $50,000 plus | |
| 3 - 5 months | 2.00% pa | 5.00% pa | 5.00% pa | 5.00% pa |
| 6 - 11 months | 2.00% pa | 5.50% pa | 5.50% pa | 6.00% pa |
| 12 - 23 months | 2.00% pa | 6.00% pa | 6.00% pa | 6.00% pa |
| 24 - 35 months | 3.00% pa | 6.00% pa | 6.00% pa | 6.00% pa |
| 36 - 59 months | 3.50% pa | 6.50% pa | 6.75% pa | 6.75% pa |
| 60 months | 3.50% pa | 7.00% pa | 7.00% pa | 7.00% pa |
Other investment options |
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| Cheque a Fortnight Account | |||
| - $5,000 or more - 6-month term - interest paid fortnightly by cheque or transfer |
3.55% pa | ||
| Retirement Bonus Account | |||
| - $5,000 or more - 6-month term - interest paid monthly to savings account |
2.75% pa | ||
| Regular Income Plus | |||
| - minimum balance $5,000 - 24-month term - interest paid fortnightly by cheque or savings transfer |
3.75% pa | ||
Wealth Manager Banking Package Members |
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| Wealth Manager Banking Package Members enjoy an additional 0.25% interest on published Money Management Account rates (with a balance of $5,000 or above) and Term Deposit rates. Terms and conditions apply. | |||
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