| 1-year intro fixed home loan |
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60 month $5k+ |
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Small Business Banking Package
Our Small Business Banking Package makes managing your own business easier with discounts on everyday banking, interest rates and insurance premiums. This package is for Members with either a business loan or business overdraft of $10,000 or more. A summary of this package's features is offered below:
| Business loan/account discounts | 50% off the business loan/overdraft application fee. 0.25% off the standard variable rate for business loans/overdrafts. |
| Interest rate discounts on Standard Variable Rate Home Loan | 0.05% for loan amounts between $150,000 and $250,000. 0.10% for loan amounts between $250,000 and $500,000. 0.15% for loan amounts more than $500,000. |
| Home loan fixed interest rate discount | 0.10% off the 3-year or 5-year fixed rate. |
| Competitive interest rates | View our interest rates. |
| Interest rate bonus | 0.10% bonus interest on published term deposit rates. |
| Discounts on everyday banking | No monthly Membership Service Fee. 15 free withdrawals and 15 free rediATM withdrawals. No monthly Loan Service Fee. |
| Personal loan discount | 0.10% off the personal loan standard variable rate (for loans of $10,000 or more). |
In addition:
- You will get a 10% discount on SERVICE ONE's insurance solutions.
- You will get a 10% discount on all Travelex foreign exchange services.
- We can arrange an obligation free consultation with a Financial Planner.
What you could save
The Small Business Banking Package is designed to help you run your business banking for less. For example, if you borrow $10,000 for your small business, $300,000 to purchase or refinance your home and you invest $10,000 in a term deposit you would be entitled to the following savings and benefits...
| Savings year 1 | Savings year 2 | ||
| Lending/investment products Business loan/Overdraft application fee (50% discount) Business loan/Overdraft interest rate (0.25% discount) Home loan interest rate (0.10% discount) Term deposit interest rate (bonus 0.10%) |
$100 $25 $30 $10 |
$0 $25 $30 $10 |
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| Discounts on everyday banking Total of 30 free withdrawals and rediATM withdrawals per month* |
$540 |
$540 |
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| Insurance premium discount# Home and contents Travel Motor vehicle |
$40 $15 $40 |
$40 $15 $40 |
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| Banking package fee | $100 | $100 | |
| Annual savings | $700 | $600 | |
| Total savings over 2 years^ | $1,300 | ||
* Refer to SERVICE ONE's Schedule of Fees and Charges for information on what constitutes a withdrawal.
# Insurance premium discounts are calculated on a 10% reduction of an average policy and may vary with the nature and value of the policy taken.
^ Total savings figures are indicative only and may vary depending upon the amounts borrowed, how products and services are used and the nature of insurance products selected.
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